What are my finance options?


Hire Purchase (HP)

The most straightforward option. Spread the cost of your purchase over a fixed term – you choose your deposit and the length of the agreement.

Personal Contract Purchase (PCP)

PCP is similar to Lease Purchase. The main difference is that a final Guaranteed Future Value is agreed at the start based on your annual mileage and the length of the agreement. At the end of the agreement, you have the option to simply hand the car back (provided it is in good condition and within the agreed mileage), part exchange it or pay the balance and keep the car. Benefits are peace of mind, protection from unexpected depreciation.

Lease Purchase

Similar to Hire Purchase but you can defer an agreed amount of what you are borrowing until the end of the agreement (balloon payment). At the end of the agreement, you can choose to pay the balance and keep the car or part exchange it for a new one. The benefit is lower monthly payments. This is generally the most flexible way to own a car and the option that most of our clients take.

Personal Leasing

An agreement with a finance company where you effectively rent the car for an agreed term and then hand it back.

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Elite Vans 2023 Content Page Body Image 5 (1) - Elite Vans

Financial Disclosure

We are trading as a credit broker and not a lender, and we are authorised and regulated by the Financial Conduct Authority, firm reference number 648959.

We can introduce you to a limited number of carefully selected finance partners and may receive a commission from them for the introduction in the form of a fixed fee or a percentage of the amount that you borrow.

We do not charge a fee for arranging the finance, however some of our lenders may charge a fee. We do not offer independent advice. Over 18’s only. Terms and conditions apply. Finance is subject to status. Please ensure that you can afford the repayments for the full term of the loan before entering into a credit agreement. Elite Vans, Unit 6 Coborn Avenue, Vantage 2 Business Park, Tinsley, Sheffield S9 DA.

Complaints Procedure

If you have a complaint about any of our services, we would like to hear from you, the last thing we want is an unhappy customer.

If you wish to register a complaint, please contact us:

In writing: Elite Vans, Unit 6 Coborn Avenue, Vantage 2 Business Park, Tinsley, Sheffield, S9 1DA
By email: info@elitevans.co.uk
By phone: 07815169520